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Privacy Policy for Origin8cares LLC

At Origin8cares, accessible from Origin8Cares, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains the type of information that is collected and recorded by Origin8cares and how we use it. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us by email at wecare@origin8cares.com or by phone at 1-888-457-6744. This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they share and/or collect in Origin8cares.

Consent

By using our website, landing page and/or user journey, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

With respect to our ads, we will receive information about your social media behaviour and landing page usage. If you fill out our form, we will receive the information you fill out on the form such as your name, age, email address, phone number, etc. If you contact us directly or respond to our emails, we will receive information about the contents of the message you provide and/or attachments you may send us, and any other information you may choose to provide. When you apply for insurance, we may ask for your information, including items such as name, birthday, address, email address, and telephone number as well as other information like health information and information that identifies you so the insurance carrier can underwrite you.

Usage of YOUR information
We use your information to improve Origin8cares' services and business model and therefore share your information with vendors, service providers and consultants. For example, part of Origin8cares' business is to find prospects using social media advertising. Therefore, we share your information with outside vendor social media companies like Meta (Facebook), Google, etc as well as companies that help improve the effectiveness of Social Media advertising like Genius.ai, Microsoft, Ortto, Zapier, Rocketer, etc. Also, part of Origin8cares' ordinary course of business is to assist our clients in acquiring life insurance including the application, underwriting and payments processes. We also work with vendors, service providers and consultants such as Assembly.ai, Calendly, CallRail, CFLA S.e.n.c.r.l., Datasophia, Five9, Google, Moquin Amyot, Salesforce, Stinson, Talkdesk, etc. Additionally we work with our partner insurance companies and their vendors, service providers and consultants to improve the life insurance buying, paying and post issue experience including, but not limited to, application, underwriting and payments processes. We don't sell your information for cash.
How we share your information
We will share your information, when applicable, in the following situations:
  • With your consent, Origin8Cares will share your information for any purpose with your explicit consent.
  • For transfers of business, your information will be shared in the event of connection, negotiation, merger, sale of business assets, financing, or acquisition of all or a portion of our business with another company.
  • Sharing with affiliates, Origin8Cares will share your information with our affiliates. These may include our parent company or subsidiaries, partners, or companies that we control.
  • We share information with vendors, service providers and consultants as well as our insurance partner carriers and their vendors, service providers and consultants (See Usage of your Information)
Log Files

Origin8cares follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. One of the purposes of the information is for analyzing trends, administering the site, tracking users' movements on the website, and gathering demographic information. See Usage of your Information for more purposes.

Cookies and Web Beacons

Like any other website, Origin8cares uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information. See Usage of your Information for other ways this data is used.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of Origin8cares. Third-party ad servers or ad networks use technologies, such as cookies, JavaScript, or Web Beacons, for their respective advertisements and links that appear on Origin8cares and are sent directly to users' browsers. Advertising partners automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit. Note that Origin8cares has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

Origin8cares's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options. You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, please visit the browser's respective websites.

Privacy Rights

Under CCPA (California), VCDPA (Virginia), CPA (Colorado), CTDPA (Connecticut) and UCPA (Utah), among other rights, consumers have the right to request that a business that collected their personal data:

  • disclose the categories and specific pieces of personal data collected
  • delete any personal data about the consumer that the business has collected
  • does not sell their personal data
  • does not share their personal data
  • correct/rectify their personal data
  • opt-out of processing of their personal data for purposes of targeted advertising

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at wecare@origin8cares.com.

If you would like to appeal our decision on how we treated your request, please send an email to appeal@origin8cares.com.

If you are in the state of Virginia or Colorado and your appeal is denied, you may contact the Virginia Attorney General or Colorado Attorney General directly at https://www.oag.state.va.us/consumer-protection/ or https://coag.gov/, respectively.

Children's Information

Protection of children using the internet is a topmost priority. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. Origin8cares does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.